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Medical Debt Collection

Are medical collections dragging your credit score down? Beginning July 1st, 2022, credit companies will make it easier for homebuyers to not get penalized for some medical collections! Contact us today to get started on your dream home journey!



  • Credit companies will now remove up to 70% of stains from repaid medical debt.
  • Will not be reported until after a full year of being sent to collection
  • Beginning in 2023, the credit-reporting companies willl exclude unpaid medical debts under $500. 
  • This will help boost credit score and improve terms for borrowers/affordability.